Can you afford life in Amstelveen?
Tell us how you want to live. We estimate every monthly cost, including the Dutch ones newcomers often miss, and compare it with your take-home pay. Change any amount to match your own situation. Everything is calculated in your browser; we don't store your answers.
Your budget, line by line
These are our estimates for your situation. If you know a real amount, such as the rent of a home you're looking at, type it in.
From gross salary to take-home pay
Costs newcomers don't see coming
Your moving-in budget
Money you'll need in the first weeks, on top of your monthly costs.
What your budget would be elsewhere
The same household, home and lifestyle in each city. Amounts you typed in yourself are kept, except rent and other city-specific costs.
Allowances and benefits
Allowances depend on your income, savings and residence status. Check before you apply: Belastingdienst test calculation (in Dutch).
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Book a free callCost of living in Amstelveen: what to expect in 2026
Amstelveen, just south of Amsterdam, is popular with international families. Rents are lower than in Amsterdam (€25.10 per m² in Q2 2026), but it had the highest average home sale price of the cities in this calculator in 2025.
- Average rent for new tenants
- €25.10 per m² Pararius, Q2 2026
- Typical 60 m² home
- €1,506 a month Excluding energy
- Local taxes, renting alone
- €711 a year Waste, sewage and water board
- Average home sale price
- €681,691 CBS, 2025
Local taxes for renters are among the lowest of the cities here, which partly offsets the higher housing costs.
Frequently asked questions
How much is rent in Amstelveen?
New tenants in the unregulated rental sector paid an average of €25.10 per m² a month (Pararius, Q2 2026). For a home of about 60 m², that is around €1,506 a month, excluding energy.
How much are local taxes in Amstelveen?
A one-person household that rents pays about €711 a year in waste, sewage and water board taxes; a household of two or more pays about €951. Homeowners also pay property tax (OZB) of 0.0614% of their home's assessed value.
Is health insurance included?
Yes. Basic health insurance is compulsory for every adult who lives or works in the Netherlands. The calculator uses the 2026 average premium of €157 a month per adult, plus the €385 yearly deductible (eigen risico). Children under 18 are covered free on a parent's policy.
How does the calculator work out my take-home pay?
We apply the 2026 Dutch income tax rates, the general tax credit and the employment tax credit to your salary, after any pension contribution. If you tick the 30% ruling, up to 30% of your salary is tax-free, but only if the rest is still above the salary threshold. Payroll uses monthly tables, so your payslips can differ slightly.
Does my salary include holiday pay?
Dutch employers pay at least 8% holiday allowance, usually in May. Job offers often state a monthly salary without it. Choose the right option next to your salary: we add the 8% where needed and spread it over 12 months, so your regular monthly payslip will be a little lower than the net amount we show.
Can I get allowances from the government?
Possibly. Healthcare allowance, rent allowance and childcare allowance depend on your income, savings and household. The calculator estimates childcare allowance and tells you when you may qualify for the others. Always confirm with the Belastingdienst's own test calculation before you apply.
Cost of living by city
Read next
- Cost of living in the Netherlands: a practical guide
- Salaries in the Netherlands: what you can expect to earn
- Gross to net salary calculator
- The Dutch 30% ruling: a complete guide
- Resident or non-resident taxpayer?
- Apartment or house: renting and buying explained
- Planning a move? Try the free Arrival and Settle-In Planner
- More expat tools
Sources and method
Figures were checked on 4 October 2026. Rent is the average asking price per m² for new tenancies in the unregulated sector, multiplied by a typical home size; smaller homes often cost more per m², so check real listings. Energy, groceries, phone, transport and the “eating out, clothes, leisure and travel” line are estimates based on national averages. Take-home pay assumes you are an employee below state pension age who is a Dutch resident taxpayer.
- Belastingdienst: 2026 income tax rates and tax credits
- Belastingdienst: the 30% facility (Expat Scheme)
- Pararius Rental Market Report (Huurmonitor) Q1 and Q2 2026
- Kamernet Rent Report Q2 2026 (rooms)
- COELO: municipal taxes per municipality 2026
- CBS: average sale price of existing homes per municipality, 2025
- CBS: the average energy bill, January 2026
- Vewin: drinking water tariffs 2026
- Zorginstituut Nederland: compulsory deductible (eigen risico)
- Rijksoverheid: childcare allowance amounts 2026
- Nibud: car costs and food budgets
- GVB: 2026 fares
This calculator gives estimates, not financial, tax or legal advice. Prices, taxes and allowances change, and your own costs depend on your circumstances. Confirm important numbers with your employer, landlord, lender or a qualified adviser.
