Cost of Living: Amsterdam vs Rotterdam

Updated for 2026 · figures checked 4 October 2026

Rotterdam is about €341 a month cheaper than Amsterdam

For one person renting a 1-bedroom flat, life costs about €2,765 a month in Amsterdam and €2,424 in Rotterdam. For a couple in a 2-bedroom flat it's €4,232 and €3,773. Most of the difference is rent: €1,721 against €1,367.

Compare With My Own Household
Side by side

Monthly costs for one person, renting

Per monthAmsterdamRotterdam
Rent€1,721€1,367
Gas and electricity€106€106
Drinking water€13€13
Municipal and water board taxes€63€76
Internet€45€45
Home contents and liability insurance€15€15
Basic health insurance€159€159
Health deductible (eigen risico)€32€32
Groceries and household items€280€280
Mobile phones€15€15
Eating out, clothes, leisure and travel€300€300
Bike upkeep€15€15
Total, one person (1-bedroom flat)€2,765€2,424
Total, couple (2-bedroom flat)€4,232€3,773

Balanced lifestyle, getting around by bike, health insurance included. Rents are for new contracts in the free sector. Change any of these in the calculator.

Estimate based on official Belastingdienst and municipal tax rules for 2026, and published rent and price data. Not affiliated with the Dutch government. Your landlord, insurer and municipality decide your actual costs.

More to compare

Rooms, buying and moving in

AmsterdamRotterdam
Rent per m², new contracts€28.69€22.79
A room in a shared home€950–
Average home price€630,621€414,579
Property tax (OZB) for owners0.0527% of the WOZ value0.0643% of the WOZ value
Local taxes for a renter, per year€754€911
Moving in: deposit, first rent, furniture, a bike and moving€10,464€9,402

Moving-in costs are for one person renting a 1-bedroom flat. Got a job offer? See what you'll take home with the Salary Calculator.

About Amsterdam

Living in Amsterdam

Amsterdam is the most expensive rental market in the Netherlands. New tenants in the unregulated sector paid an average of €28.69 per m² a month in Q2 2026, about 37% above the national average.

Good to know: Childcare is a hidden cost here: about 4 in 5 Amsterdam parents pay more than the €11.23 hourly rate the childcare allowance is based on, and they pay the difference themselves.

Cost of living in Amsterdam · Moving to Amsterdam

About Rotterdam

Living in Rotterdam

Rotterdam is the Netherlands' second city and Europe's largest port. It had the lowest average home sale price of the cities in this calculator in 2025, but rents rose 7.8% in the year to Q2 2026.

Good to know: Rotterdam charges the highest sewage tax of the cities in this calculator.

Cost of living in Rotterdam · Moving to Rotterdam

Back to top